Welcome to financiallink.ca, the website owned and operated by Financial Solutions Link Corp., a Life and Health Insurance provider in Toronto, Ontario, Canada. This website is provided for informational purposes only. Please feel free to browse the website and its various features and services, but be aware that your use of the website is subject to the following terms and conditions (“Terms of Use”). If you do not agree with these Terms of Use, please do not use this website. Your use of this website constitutes your agreement to be bound by, and to act in accordance with, these Terms of Use.

This website belongs to Financial Solutions Link Corp., a Life and Health Insurance provider from Toronto, Ontario, Canada, and owner of the financiallink.ca website (“financiallink.ca,” “Website,” “we,” “us” or “our”). Accordingly, we may, in our sole discretion and at any time, update, change or discontinue this website or any specific portion of this website (including these Terms of Use) without notice. As such, please visit this area each time you visit the website to keep up to date with the current terms regarding your use of the website. Your use of the website reaffirms your continuing agreement to the then current Terms of Use.

Financial Solutions Link Corp. owns the copyright for all the material on the website or has the right to use same on the website. Financial Solutions Link Corp. also has the right to use all trademarks, service marks, and trade names used on this website. No part of this website may be copied, reproduced, republished, uploaded, posted, transmitted, or disturbed in any way, except that you may download one copy of the materials on any single computer for your personal, non-commercial home use only, provided you keep intact all copyright, trademark and other proprietary notices on the materials. Any modifications of the materials or use of the materials for any other purpose is a violation of Financial Solutions Link Corp.’s copyright and other proprietary rights. The use of such material on any other website or computer network without Financial Solutions Link Corp.’s written consent is strictly prohibited. Your use of the trademarks, service marks and trade names on this website in any manner other than as authorized in this Terms of Use, or as otherwise authorized in writing by us, is strictly prohibited.

Generally, this Website is not intended to provide any tax, legal, financial planning, insurance, accounting, investment, or any other kind of professional advice or services, and nothing on this website should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security, insurance policy, or investment strategy. To make sure that any information or suggestions on this site fit your particular circumstances, you should consult with an appropriate tax or legal professional before taking action based on any suggestions or information on this site. Unless otherwise specified, you alone are solely responsible for determining whether any financial or insurance strategy, product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation.

All comments, suggestions, graphics, ideas (including products and advertising ideas), and other information and materials you submit to Financial Solutions Link Corp. through this website will become and remain the exclusive property of Financial Solutions Link Corp., including any future rights associated with such submissions, even if these Terms of Use are later modified or terminated. Accordingly, you disclaim any proprietary rights in such submissions, and you acknowledge Financial Solutions Link Corp.’s unrestricted right to use them (or materials or ideas similar to them) in any medium, now or in the future, without notice, compensation or other obligation to you or any other person.

Financial Solutions Link Corp. controls and operates this website from within Canada. Unless otherwise specified on or within this Website, this Website is intended to promote only those products that are sold in Canada and its territories, and we make no representation that materials in this website or the conduct described thereby are appropriate or available for use in other locations. All visitors to this website are responsible for compliance with all local laws applicable to them with respect to the content and operation of this Website.

For your convenience and enjoyment, this Website may provide links to other websites that are not operated by Financial Solutions Link Corp. These links do not necessarily mean that Financial Solutions Link Corp. endorses, approves, or sponsors any information available at the linked site or any products that may be sold there, nor is Financial Solutions Link Corp. liable for any damage that might result from your use of such information or products. User activity on those sites is covered by the terms of use and privacy policies on those sites.

The material in this website (including any graphics, recommendations or other material) or any materials made available through this website are provided “as is” and without warranties of any kind, express or implied. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, Financial Solutions Link Corp. HEREBY EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. FINANCIAL SOLUTIONS LINK CORP. DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS IN THIS WEBSITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. The materials in this website could include technical inaccuracies or typographical errors. This material could be inaccurate or become inaccurate as a result of certain developments occurring after the respective dates of the material contained in this website. Financial Solutions Link Corp. undertakes no obligation to verify or maintain the currency of such information.

Financial Solutions Link Corp. endeavours to maintain this website and its operation, but is not, and cannot be, responsible for any defect that may exist in the website or its operations. AS TO THE OPERATION OF THE WEBSITE, FINANCIAL SOLUTIONS LINK CORP. HEREBY EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. FINANCIAL SOLUTIONS LINK CORP. MAKES NO WARRANTY THAT (I) THE OPERATION OF THE WEBSITE WILL MEET THE USER’S REQUIREMENTS; (II) ACCESS TO THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, FREE OF VIRUSES, WORMS, TROJAN HORSES OR OTHER HARMFUL COMPONENTS, OR FREE OF DEFECT AND ERRORS; (III) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THIS WEBSITE WILL BE ACCURATE OR RELIABLE; OR (IV) DEFECTS WILL BE CORRECTED. You (and not Financial Solutions Link Corp.) assume the entire cost of all services, repairs, or corrections that may be necessary for your computer equipment and software as a result of viruses, errors or any other problems whatsoever you may have as a result of visiting this website.

UNDER NO CIRCUMSTANCE SHALL FINANCIAL SOLUTIONS LINK CORP. BE LIABLE FOR ANY DAMAGES OR INJURY, INCLUDING ANY DIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE OR OTHER DAMAGES, THAT MAY RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE WEBSITE OR ANY MATERIAL IN THIS WEBSITE, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THE WEBSITE OR INFORMATION AVAILABLE IN THE WEBSITE. FINANCIAL SOLUTIONS LINK CORP. SHALL NOT BE LIABLE EVEN IF FINANCIAL SOLUTIONS LINK CORP. OR A FINANCIAL SOLUTIONS LINK CORP’S AUTHORIZED REPRESENTATIVE/S HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. These include but are not limited to damage or injury caused by error, omission, interruption, defect, failure of performance, delay in operation or transmission, line failure or computer virus, worm, Trojan horse or other harmful component.

Applicable law may not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations or exclusions may not apply to you. However, IN NO EVENT SHALL FINANCIAL SOLUTIONS LINK CORP.’S TOTAL LIABILITY TO YOU FOR DAMAGES, LOSSES AND CAUSES OF ACTION (WHETHER IN CONTRACT OR IN TORT, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THE SITE.

Financial Solutions Link Corp. may from time to time monitor or review discussions, chats, postings, and other transmissions on this website. However, Financial Solutions Link Corp. is under no obligation to do so and assumes no responsibility or liability arising from the content of any such transmission or for any error, defamation, libel, slander, omission, falsehood, pornography, profanity, danger, illegality or inaccuracy contained in any information transmitted to any such locations on this website. You may not post or transmit any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane materials or any other materials that could be considered or encourage conduct that would be considered a criminal offense, give rise to civil liability or otherwise violate any other laws. Financial Solutions Link Corp. will fully cooperate with any law enforcement authorities or court order requesting or directing Financial Solutions Link Corp. to disclose the identity of anyone posting such information or materials. Financial Solutions Link Corp. may also disclose such information if it has a good faith belief that such disclosure is reasonably necessary to protect the rights, property, or personal safety of Financial Solutions Link Corp., its employees, customers or the public.

You agree to indemnify, hold harmless and defend Financial Solutions Link Corp., its members, directors, officers, employees and agents, from and against any action, cause, claim, damage, debt, demand or liability including costs and reasonable attorney fees, asserted by any person, arising out of or related to: (i) these Terms of Use; (ii) your use of this website, including any date or work downloaded, transmitted or received by you; and (iii) any libellous, slanderous, indecent or other statement concerning any person made or republished by you.

This website may provide a “Help” file or other instructions for the use of this site. However, you understand that Financial Solutions Link Corp. is under no obligation to provide any support for the use of the website.

These Terms of Use and any disputes arising under or related to these Terms of Use (whether for breach of contract, tortious conduct or otherwise) will be governed by the internal laws of the Province of Ontario, without reference to its conflict of law principles. Any legal actions, suits or proceedings, arising out of these Terms of Use (whether for breach of contract, tortious conduct or otherwise) will be brought exclusively in the state or federal courts located in Toronto, Ontario, and you hereby accept and submit to the personal jurisdiction of these Ontario courts with respect to any legal actions, suits or proceedings arising out of these Terms of Use. You also waive to the fullest extent permitted by law any right to a trial by jury in any action, suit or proceeding brought to enforce, defend or interpret any right or remedies under, or arising in connection with or relating to, these Terms of Use.

If any conflict exists between any provision of these Terms of Use and any applicable statute, law, regulation of ordinance, the latter will prevail, but in such event, the affected provision of these Terms of Use will be modified or limited only to the extent necessary to bring it within such legal requirements.

No failure on the part of Financial Solutions Link Corp. to enforce any part of these Terms of Use shall constitute a waiver of any of Financial Solutions Link Corp.’s rights under these Terms of Use whether for past or future actions on the part of any person. Neither the receipt of any funds by Financial Solutions Link Corp. nor the reliance of any person on Financial Solutions Link Corp.’s actions shall be deemed to constitute a waiver of any part of these Terms of Use. Only a specific, written waiver signed by an authorized representative of Financial Solutions Link Corp. shall have any legal effect whatsoever.

These Terms of Use are in addition to, and do not override or otherwise modify or supersede, the terms and conditions that apply to the products or services offered by this Website and other companies through this Site.

If we have not specifically granted you a right under these Terms of Use, that right is reserved to us.